215 Church St S, Haines City, FL 33844
3 beds · 2 baths · 1,648 sqft
Under contract-accepting backup offers. Huge price reduction for a quick sale!!! Looking for a home with luxury, space, and freedom—and no HOA restrictions? This stunning, move-in ready home is waiting for you! With soaring ceilings, a chef's kitchen, and a luxurious master suite, this is the home you've been dreaming of. From the moment you step inside, you’ll be captivated by the open floor plan and expansive feel of this beautiful home. The high ceilings and abundant natural light make it feel larger than life, creating the perfect setting for both relaxation and entertainment. The chef's kitchen is a true standout, featuring elegant granite countertops, wood cabinetry, and sleek stainless steel appliances—ideal for cooking and entertaining with style. Whether you're preparing meals for loved ones or enjoying quiet evenings at home, this kitchen is sure to impress. Retreat to the luxurious master suite, where you’ll find high tray ceilings, dual walk-in closets, and a spacious bath with double vanities and granite countertops—perfect for unwinding after a long day. The home also offers a charming covered rear patio, where you can enjoy your morning coffee or relax in the evening breeze. With no HOA and a convenient two-car garage, this home offers the perfect balance of freedom and functionality. Located near shopping, dining, medical facilities, and more, you’re just moments away from everything you need. For an added bonus, if you use our preferred lender, they’ll cover all your closing costs on a conventional loan! Ready to make this dream home yours? Schedule a showing today and take the first step toward owning this move-in ready beauty. With its open layout, luxury finishes, and prime location, this home won’t last long. Don’t miss out—your new home is waiting!
Source: STELLAR #O6269448
Source: STELLAR #O6269448
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.