215 Almond Dr, Cameron, NC 28326
4 beds · 4 baths · 3,035 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Immaculate 4-Bedroom Home with Expansive Outdoor Living in a Friendly Neighborhood. Discover the perfect blend of comfort, space, and modern living in this meticulously maintained 4-bedroom, 4-bathroom home! Nestled in a welcoming neighborhood, this property boasts captivating features and a huge yard, making it the ideal sanctuary for families and entertainers alike. Key Features: Open Floorplan: Step inside to an inviting open layout that seamlessly connects the formal dining room, sunroom, and large great room. Perfect for hosting gatherings or enjoying quiet evenings at home. Spacious Great Room: Relax in the expansive great room, complete with cozy gas logs that provide warmth and ambiance on chilly nights. Chef's Delight: The kitchen is a true highlight, featuring elegant granite countertops, modern appliances, and ample cabinetry, making meal prep a joy. Luxurious Bedrooms: Four generously sized bedrooms include built-in closets for added convenience and organization. The primary suite offers a serene retreat with an en-suite bath for your ultimate comfort. Outdoor Paradise: Embrace outdoor living with a huge yard perfect for play and relaxation. The covered porch invites you to enjoy your morning coffee, while the covered and screened-in patio provides another delightful spot for year-round outdoor entertaining, free from pesky insects. High Ceilings: Enjoy the airy feel created by 9' ceilings on the main floor, enhancing the spaciousness throughout the home. Friendly Neighborhood: Located in a family-friendly community, this home is close to parks, schools, shopping, and dining options, ensuring convenience at your fingertips. This well-appointed home is ready for you to move in and make it your own! Don't miss out on this incredible opportunity—schedule your private showing today!
Source: NORTHCAROLINAREGIONAL #100501217
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100501217
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.