21475 Meehan Ave, Port Charlotte, FL 33952
3 beds · 2 baths · 1,316 sqft
Welcome to this beautifully updated 3-bedroom, 2-bathroom pool home with a spacious layout perfect for easy living and entertaining. As you step inside, you're greeted by a bright and open living area with beautiful tile flooring that flows seamlessly throughout. The heart of the home is the stylish kitchen, featuring charming blue cabinetry, granite countertops, stainless steel appliances, and a wine rack—ideal for the home chef or entertainer. Adjacent to the kitchen is the expansive living and dining space, flooded with natural light from large windows and glass doors that lead to the backyard. Step outside into your screened-in patio, which offers a fantastic outdoor bar and a sparkling pool with a newer pool heater, perfect for enjoying Florida’s warm weather year-round. The private backyard is fenced-in and has lush landscaping with a mango tree, an orange tree, a lemon tree, and an avocado tree, providing a fruitful and peaceful oasis for relaxation or hosting summer BBQs. Whether you're lounging by the pool or hosting gatherings in the spacious living area, this home is designed for comfort and convenience. This home’s prime location is its standout feature. Just a short drive from the uncrowded beaches of the Gulf of Mexico and Charlotte Harbor, it offers the perfect coastal escape for swimming, sunbathing, shelling, and relaxation. Nestled between Punta Gorda and Englewood in Port Charlotte, a destination known for its 165 miles of waterways, it’s ideal for freshwater and saltwater adventures. Enjoy tiki cruises, fishing charters, award-winning dining, and stunning Gulf sunsets. Move-in ready and perfect for living or as a rental investment, this updated home won't last long!
Source: STELLAR #o6252014
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6252014
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6252014
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.