2140 W Clearview Trl, Phoenix, AZ 85086
6 beds · 3 baths · 3,361 sqft
Imagine low energy bills thanks to fully paid-for and owned solar panels and newer A/C units! This stunning 5-bedroom, 2.5-bathroom home offers everything you've been searching for and more. Dive into summer fun with your own sparkling pool in a private backyard oasis, perfect for entertaining and relaxation. Inside, prepare to be wowed by the huge, open-concept kitchen, a chef's delight with ample counter space, modern appliances, and a large island perfect for gatherings. Beyond the main living areas, you'll find a dedicated office space for work or study, plus a versatile bonus room - envision a home theater, game room, or gym! Also, at the front of the house, the large, 3-car garage has epoxied floors, a soft water system, a central vac, built-in cabinets, and above-head storage racks. The master suite offers a relaxing setting with access to the pool and backyard while family members can retreat to 4 spacious bedrooms upstairs, offering comfort and privacy for the whole family. This exceptional property is ideally located close to highly-rated schools and beautiful parks, making it a fantastic place to raise a family. Don't miss this incredible opportunity to own a truly special home in a prime Anthem/North Phoenix location. Schedule your showing today!
Source: ARMLS #6759009
All values shown are estimated costs / mo.
Source: Public records
Source: ARMLS #6759009
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.