2136 Hibiscus Pl, Kissimmee, FL 34759
3 beds · 2 baths · 1,445 sqft
Welcome to 2136 Hibiscus Place, Kissimmee, FL 34759, nestled in the inviting community of Poinciana Village 08. This stunning 2021-built residence offers a harmonious blend of modern living and suburban charm. Boasting 3 bedrooms, 2 bathrooms, and a 2-car garage, this home is designed for both comfort and style. As you step inside, you're greeted by an inviting foyer that leads you into the heart of the home. The open-concept layout seamlessly connects the great room, dining area, and kitchen, creating the perfect space for entertaining guests or simply enjoying family time. The spacious kitchen features a whirlpool refrigerator, GE range, Microwave and dishwasher. The kitchen island has a double basin sink and provides ample counter space for meal prep and casual dining. Whether you're hosting a dinner party or enjoying a quiet breakfast, this kitchen is sure to inspire your culinary adventures. The owner's suite is a private retreat, offering a walk-in closet and an en-suite bathroom complete with dual sinks and a stand-in shower. The Two additional bedrooms offer plenty of space for family members or guests, each equipped with its own closet. In between the bedrooms is the bathroom equipped with a single sink and a tub-shower combo. Exiting from the sliding door in the great room, one steps outside to discover a private oasis. The oversized backyard, spanning 0.37 acres, is fully fenced with a pristine vinyl fence, providing privacy and security for outdoor enjoyment. Relax on the patio, soak up the Florida sunshine, or let your furry friends roam freely in this expansive outdoor space. Beyond the comforts of home, residents of Poinciana Village enjoy access to a wealth of community amenities. Nearby is the Poinciana Community Park which offers a variety of recreational facilities, including a dog park, playground, walking/ hiking areas, baseball field, and basketball courts—perfect for staying active and connecting with neighbors. For those seeking additional amenities, residents have the option to access the community pool and gym, though separate fees apply. Experience the best of Florida living at 2136 Hibiscus Place—a place where modern convenience meets suburban tranquility. Don't miss your chance to call this exquisite property home. Schedule your showing today!
Source: STELLAR #s5102530
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #s5102530
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5102530
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.