21353 S 213th St, Queen Creek, AZ 85142
3 beds · 3 baths · 2,920 sqft sqft
Semi-custom elegance at a close-in Queen Creek location. The split, great room floor plan you love with a generous area for entertaining all of your favorite people, and a beautifully designed yard to bring the party outside with low maintenance landscaping, a lovely fire pit and 25 foot pergola for enjoying peaceful evenings. The gorgeous gourmet kitchen with upgraded white cabinets, stainless steel, miles of granite counters and a walk in pantry offers a large eat in area, breakfast bar AND a formal dining space.Relax and unwind in the primary ensuite bedroom sanctuary with his/her closets, and melt your cares away in the large soaking tub, or enjoy the luxury walk in shower. Split vanities are just the start of the high end upgrades which have been thoughtfully selected: wood look tile throughout most of the home, designer lighting, a security screen door and three year old multi zoned a/c unit combines a feeling opulence with energy and cost savings. Two large secondary bedrooms provide space for everyone and their gear, and the den/office can be used as a fourth bedroom. Room for all your toys with a split 3 car extended length, over height garage with cabinets galore, RV gate so you can enjoy your time away from the home as much as you'll love being in it. Surrounded by biking/walking paths and parks, this impressive neighborhood shows pride of ownership and offers nearby shopping, dining and entertainment. This is a gem of a home that you need to see to appreciate.
Source: ARMLS #6760713
Interest rate and monthly payment estimated based on public records.
Source: ARMLS #6760713
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #6760713
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.