2134 Osprey Woods Cir, Orlando, FL 32820
5 beds · 3 baths · 2,488 sqft
Located in the Upper East Side of Orlando this beautiful home features a highly desirable SPLIT FLOOR PLAN with ample room for both relaxation and entertainment. Tucked away at the BACK OF THE NEIGHBORHOOD with little road traffic this home FACES WEST which ensures your afternoons and evenings are spent in the comfort of a SHADED FENCED IN BACKYARD with mature trees. Whether you're under the COVERED LANAI or playing in the yard, this home sits on a flat 1/4 ACRE. The kitchen will be the heart of your home and has an EXPANSIVE ISLAND WITH BAR TOP SEATING and WALK IN PANTRY. You'll love the privacy the Tri Split floor plan offers with a guest bedroom and bath towards the front of the home and 3 additional guest bedrooms and bath on the opposite side of the home. The MASSIVE owners suite is 25x14 feet and has a SITTING ROOM that has it's own entrance to the lanai. Ensuite bath includes large walk in shower, separate soaking tub, EXTENDED VANITY for plenty of counter space and WALK IN CLOSET. Located in a resort-style community, you'll have access to top-notch amenities such as resort style pool with 2 waterslides, lap lanes, tot area, clubhouse with billiards, lounge and fitness center, tennis and pickleball courts, basketball courts, 2 playgrounds and fields. Centrally located minutes to UCF, Siemens, Waterford Lakes Town Center, Oviedo on the Park and more. WATCH SHUTTLE LAUNCHES FROM YOUR BACKYARD as the community is only 27 miles to Kennedy Space Center. Come see this gem for yourself, make sure to watch the video walkthrough of the home and the community amenities.
Source: STELLAR #o6243286
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6243286
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6243286
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.