21327 E Aberdeen Dr, Centennial, CO 80015
5 beds · 2 baths · 2,300 sqft sqft
Be HOME for the Holidays!! *** Seller is offering a Seller Concession of 5,000 for buyer`s benefit. *** Neat, Clean, Tidy, it's the Whole Package with a NEW Energy Saving Evaporative Cooler Installed Too! *** Discover your perfect blend of comfort and potential in this spacious ranch-style home. *** Ideal for both starter home buyers and those looking to take the next step. *** With up to 6 bedrooms possible, including 2 non-conforming spaces, this home offers the flexibility to adapt to your lifestyle, whether you need extra room for a home office, gym, or guest suite. *** The open floor plan with vaulted ceilings invites you to gather with family and friends, while the expansive backyard offers endless possibilities. *** Picture yourself enjoying morning coffee on the covered patio, hosting BBQs, or creating a backyard oasis tailored to your interest, from a custom garden to a play area. *** Designed for low-maintenance living with a xeriscape front yard and a south-facing driveway for easy winter upkeep. *** This home is move-in ready and waiting for your personal touch. *** Whether you’re planning to settle in for five years or more, this property is a wise investment in your future. *** Close to Lookout Park and Pool for added summertime fun, it’s more than just a house, it’s the place you’ll call HOME! *** Start imagining all the ways you can make this space uniquely yours!!
Source: RECO #3163238
Interest rate and monthly payment estimated based on public records.
Source: RECO #3163238
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #3163238
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