2132 Abscott St, Port Charlotte, FL 33952
3 beds · 2 baths · 2,120 sqft
*PRICE IMPROVEMENT!! You can have it all! This charming waterfront pool home offers a perfect blend of comfort, style and outdoor living. With over 2,120 sq ft this split floor plan offers 3 bedrooms, 2 bathrooms, and a bonus room which could be converted into another bedroom if desired. Upon entering the home, you will find it bright and airy, many windows and the skylight enhance the beautiful parquet wood flooring creating a welcoming ambiance. The spacious living area transitions to the kitchen which offers granite countertops, newer state of the art stainless-steel appliances, ice maker and water cooler. A pass-through window to the pool and patio area allows you to entertain and host parties with friends and family easily. There are three separate sliding glass doors where you can access the pool area, the screened enclosure and vinyl fence provides added privacy. The generously sized swimming pool comes with a heater (2022), timer (2022), pump (2022) and Maytronic Robotic Dolphin pool cleaner (2022). Just outside the pool is your private dock on a freshwater canal for those fishing enthusiasts or space for lounging to enjoy the peaceful and tranquil waters. The master suite offers a large space to retreat, with a large walk-in closet and a bonus room (currently used as a music studio); could be used as an office, library or den. The other 2 bedrooms are on the opposite side of the home, providing privacy for family and guests who also have close access to the other full bathroom. The shingle roof was replaced in 2022 along with all exterior and interior paint, providing peace of mind, ensuring years of worry-free living. The circular driveway is more than convenient, and an oversized 2-car garage, includes steel overhead storage racks, and two separate workshop areas. This home is in a centrally located area of Port Charlotte, with easy access to highways, hospitals, restaurants, shopping centers, and recreational amenities. This exceptional home offers the perfect blend of tranquility and convenience, truly a place to call home. Don’t miss your chance to experience the best of Florida living - Call today to schedule your private showing!
Source: STELLAR #c7492985
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #c7492985
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7492985
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.