2131 Ashley Glen Way, Fort Mill, SC 29707
5 beds · 3 baths · 2,746 sqft
Don't miss this opportunity to own a beautifully updated home! From the moment you step inside, you'll be captivated by the seamless blend of style and comfort. Imagine preparing culinary masterpieces in the gorgeous kitchen, featuring sleek stainless steel appliances, a convenient island with breakfast bar seating, and an open-concept design that flows effortlessly into the eat-in area and spacious family room – perfect for gatherings big or small. This home has been meticulously renovated with newer flooring, fixtures, stainless steel appliances, countertops, HVAC, and windows. Retreat to your luxurious primary suite upstairs, a true sanctuary boasting an en-suite bathroom with a relaxing soaking tub, separate shower, double vanity, and his-and-hers walk-in closets. Located in the Ashley Glen subdivision, this gem is within 2 miles of multiple grocery stores, gas stations, restaurants, shopping centers, and more. This incredible home won't last long, schedule your showing today!
Source: CANOPYMLS #4217689
All values shown are estimated costs / mo.
Source: Public records
Source: CANOPYMLS #4217689
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.