213 Scenic Vis, Cibolo, TX 78108
5 beds · 4 baths · 3,390 sqft
This home has a spacious 3-car garage, built-in ethernet for all your tech needs, and ample storage, perfect for both entertaining and day-to-day life. It truly stands out in the area with all it provides. Conveniently located for a short commute to Randolph AFB and the vibrant charm of New Braunfels, this home offers the perfect blend of style and practicality. The stone and brick front exterior, front-facing balcony create a striking first impression, while the inviting porch and beautifully landscaped yard add a touch of warmth and charm. Inside, a grand two-story entryway leads to a dining room featuring crown molding, recessed lighting, and vinyl wood flooring that extends through most of the first floor. The living room boasts a soaring two-story ceiling and a dramatic wall of windows, seamlessly connecting to the open loft above. The kitchen impresses with a stone-accented breakfast bar, granite countertops, stainless steel appliances, and a walk-in pantry with additional storage drawers. Completing the downstairs are a cozy half bath with beadboard paneling and an upgraded laundry room. The luxurious primary suite on the main floor offers a peaceful retreat, with a bay-style window, ceiling fan, and a spa-like en-suite bath featuring a soaking tub, dual vanities, a walk-in shower, and a spacious closet. Upstairs, a versatile loft and a media room with balcony access provide ample additional living space. Four generously sized secondary bedrooms, including a Jack and Jill layout, and another full bath ensure comfort and convenience for everyone. With a recently updated AC system, a whole-house water softener, and a covered patio overlooking the spacious backyard, this home truly has it all. Neighborhood amenities, including a pool, playground, and basketball court, add to the appeal.
Source: SABOR #1811262
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1811262
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1811262