213 Broughton St, Warner Robins, GA 31088
5 beds · 3 baths · 3,267 sqft sqft
Welcome to 213 Broughton Street, a stunning home that combines spacious living with modern convenience. As you enter, you'll be greeted by a two-story foyer that floods the entryway, formal dining room, and living room with natural light. The semi-open kitchen layout is perfect for entertaining, allowing you to prepare meals while staying connected to the living and dining areas. The kitchen is equipped with ample counter space, double wall ovens, freshly painted cabinets, and a convenient breakfast bar.This home offers 5 bedrooms and 3 full bathrooms, with a functional split-bedroom plan. On the main level, you'll find 2spacious bedrooms, including the primary, along with 2 full bathrooms and the laundry room. Upstairs, the large, open walkway overlooks the living room and leads to 3 additional bedrooms and a versatile hallway bathroom with separate vanity and shower areas. One of the upstairs bedrooms is generously sized and could serve as a play room, media room, or game room-perfect for whatever you need!Outside, the expansive backyard is ready for you to enjoy, featuring a large patio with a pergola-ideal for outdoor gatherings or quiet relaxation. And no need to worry about leaks, a brand new roof is being installed this month! Centrally located, this home is just minutes from shopping, dining, and entertainment, offering the best inconvenience and comfort. Don't miss your opportunity to own a piece of the beautiful Savannah Square neighborhood!
Source: GAMLS #10413900
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10413900
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10413900
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.