2129 Theberton Trl, Locust Grove, GA 30248
3 beds · 3 baths · 1,976 sqft sqft
Welcome to your dream home in the beautiful city of Locust Grove! This stunning residence offers the perfect blend of comfort, style, and modern amenities, making it an ideal choice for families and discerning buyers. This home boasts a generous floor plan providing ample space for your family's needs. The openconcept design ensures a seamless flow between the living, dining, and kitchen areas, perfect for both everyday living and entertaining. The heart of the home is the chef-inspired kitchen, featuring high-end stainless steel appliances, granite countertops, a large center island, and plenty of cabinet space. Whether you're preparing a quick meal or hosting a dinner party, this kitchen is sure to impress. Retreat to the luxurious master suite, complete with a spacious bedroom, walkin closet, and a spa-like en-suite. Step outside to your private backyard, perfect for outdoor gatherings and relaxation. The landscaped yard offers plenty of space for gardening, play, or simply enjoying the Georgia sunshine. This home is part of a vibrant community with access to top-rated schools, parks, shopping, and dining options. Enjoy the benefits of suburban living with the convenience of nearby amenities. Meticulously maintained, this home is move-in ready, allowing you to settle in and start enjoying your new lifestyle immediately. DonCOt miss the opportunity to make 2129 Theberton Trail your new address. Schedule a private showing today and experience all that this exceptional home has to offer. Preferred lender offering $3K towards your total cash to close and 5.99% interest rates!
Source: GAMLS #10400762
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10400762
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10400762
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.