2125 Ryan Blvd, Punta Gorda, FL 33950
3 beds · 4 baths · 2,770 sqft
WONDERFUL WATERFRONT POOL HOME AT A REMARKABLE PRICE located in BEAUTIFUL PUNTA GORDA ISLES. This luxurious three-bedroom, three full baths, and one-half bath pool home offers END OF CANAL stunning views from every room upstairs and down. Offering a BRAND-NEW ROOF THIS MONTH, IMPACT WINDOWS AND SLIDERS, TRANSFERABLE FLOOD POLICY, and refreshed screens on the pool cage, ensuring safety and durability. The outdoor space includes a 144 square foot POOL CABANA with a FULL BATH and observation deck, perfect for relaxation and entertaining guests. The elegant and spacious primary bedroom is a true retreat featuring a 276 square foot balcony with stairs leading down to the pool deck and cabana roof deck. Enjoy the 51 feet of water frontage, and UNOBSTRUCTED ACCESS TO THE HARBOR in just 10 MINUTES, complemented by a concrete dock equipped with 30amp electric and water connections. This home is a boater's paradise. The primary bath boasts an overflow tub and separate walk-in shower for a spa-like experience creating a perfect blend of comfort style and functionality. The property includes a THREE-CAR, 752 square-foot GARAGE with RV height doors and a dedicated GOLF CART GARAGE for ample storage space. The chef's kitchen is a highlight, featuring functional and spacious wood cabinets, a beautiful island, and an adjacent eat-in kitchen with canal and KOI POND views. Culinary enthusiasts will appreciate the DCS gas burner stove and steamer oven for all their cooking needs. Additional highlights include UPSTAIRS LAUNDRY, a 75% full propane tank, a heated pool, UPDATED LANDSCAPE LIGHTING, and a paver driveway adding to the property's charm and functionality. Recently serviced by electrical and plumbing professionals, the home also features three hot water heaters for efficiency. This property is a perfect blend of luxury, convenience, and functionality. Everything you want in an amazing community! Schedule your showing today.BE SURE TO CLICK THE FULL VIRTUAL TOUR LINKS FOR DETAILS!
Source: STELLAR #c7493315
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #c7493315
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7493315
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.