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$507,990 SIGNIN

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21243 W Coronado Rd, Buckeye, AZ 85396

4 beds · 4 baths · 3,098 sqft

**SELLER CONCESSIONS AVAILABLE** Welcome to your dream home in the prestigious Verrado community! This exceptional 4-bedroom, 3.5-bath residence spans 3,098 sqft of luxurious living space, offering an unparalleled blend of comfort, and functionality. From the moment you step inside, you'll be captivated by the spacious open floor plan, ideal for both everyday living and entertaining. All tile flooring downstairs. The gourmet kitchen is a chef's dream, boasting stainless steel appliances, stove top, sleek quartz countertops, an oversized island, and espresso colored cabinets with plenty of storage. Downstairs den perfect for those who work from home or an ideal playroom. Upstairs, the expansive loft provides endless possibilities, from a home office to a media room or can be converted into an additional bedroom. EACH bedroom is generously sized with walk in closets, ensuring comfort for every family member. The 3rd bedroom includes its own full bathroom. Master suite is a true retreat with a spa-like ensuite bathroom with double sinks, separate tub & shower and his & hers walk-in closets, perfect for your own private escape. Ceiling fans in each bedroom, large windows for natural lighting. Spacious laundry room with its own linen closet and room for your Pinterest ideas to make it your own. The outdoor living space is just as impressive. The professionally designed backyard features pavers and synthetic grass, creating a perfect, low-maintenance space for entertaining or simply relaxing in your private oasis. With a 3-car tandem garage with an access door to the RV gate and solar panels for energy efficiency, this home truly has it all. SAVE, SAVE, SAVE ON YOUR ELECTRIC BILLS ON THIS LARGER HOME. Located in the Sienna Hills community, you'll enjoy access to resort style amenities designed for relaxation & adventure for all the family to enjoy. Community Pools, parks and fitness center . Along with a bustling Main Street filled with restaurants, shops, and community events. Next to the up and coming Verrardo Marketplace that broke ground at the end of 2024! This home is more than just a place to liveit's a lifestyle. Don't miss your chance to own this exceptional property in one of Buckeye's most sought-after neighborhoods. Start living the life you've always dreamed of.

Estimated
Seller's interest rate
2.99%
7%
Estimated
Monthly payment

$2,319
$3,140
You may also save up to $261,784 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,140 monthly payment

Financed
SIGNIN
Location
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Loan details
Loan type
FHA
Rate
2.99%
Remaining term
26 yrs and 7 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,319
Principal & interest
$1,576
Mortgage insurance
$265
Property taxes
$130
Home insurance
$237
HOA fees
$110
Utilities
Not included

Source: Public records

Home details
Size
3,098 sqft
Lot size
0.13 acres
Year built
2016
Type
Single Family Residence
HOA dues
$110.00

Source: ARMLS #6755465

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 11:05 am
Listing agent: Lucy Guzman (602) 741-5878
Listing provided courtesy of: Century 21 Americana (702) 296-9999
Details provided by ARMLS and may not match the public record.
MLS ID: #6755465
Copyright © 2025 Arizona Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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