2124 Crowsnest Dr, Palm Harbor, FL 34685
3 beds · 2 baths · 1,523 sqft sqft
Discover this rarely available 3-bedroom, 2-bathroom gem in the vibrant 55+community of Anchorage. Also, featuring a bonus room perfect for an office or TV space, and a spacious enclosed lanai. Anchorage offers a lovely community pool, low HOA fees and a calendar full of social events. This unique community is nestled off East Lake Road and sits next to John Chestnut Park. The home has been well maintained and updated with Brazilian KOA flooring, and tile in all the right places. The kitchen has been remodeled and offers a great work space, custom white wood cabinets, granite countertops, and beautiful earth-toned back splash with onzy inserts. Fresh interior paint and bathrooms that have been modernized. Roof and AC are approximately 3 years old. Outside you will find a private oversized backyard with a large patio area for your outdoor activities and enjoyment. This one is move in ready and available for its new family. Walk to the park and enjoy the nature, biking paths and beautiful Lake Tarpon. Great Palm Harbor Location!
Source: STELLAR #u8252255
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8252255
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #u8252255