2121 14th St, Greeley, CO 80631
5 beds · 3 baths · 3,200 sqft sqft
Perfect, Pristine, Cozy & Warm is what you feel walking into 2121 14th St! This is a quintessential, sprawling, 60's brick ranch that offers an updated, open floor plan, true main floor living plus more storage than you could imagine. First, you will feel the warmth just walking in and noticing the open layout and large picture windows throughout. This builder made sure there was great window space throughout, allowing all the natural light to beam from all rooms of the home. You're kitchen is open and has plenty of both cupboard and counter space plus more gorgeous window views of your lush backyard. There is not only a cozy eat-in kitchen space but also a large separate dining room for all your holiday dinners. You have three full bedrooms on the main floor, with the master bedroom being separated from the other two rooms. On one side you have a full bathroom for both beds while the master has an updated 3/4 private bath and walk-in closet. You're laundry room is filled with tons of storage areas and mud sink. Even with all of this, you still have an almost 1,600sqft finished basement with two oversized bedrooms, one with large walk-in closet, living area, 3/4 bath, full utility room with laundry hook-up plus another storage space. Last but not least is your serene, peaceful and lush backyard lined with colorful flowers, two sitting areas to enjoy, garden space and access to the true stunner of this home... your one car detached garage with full alley access, which is in addition to the two car attached. This one car garage has work space, storage space and is heated so you can still enjoy time through the winter. To top all of this off, your home is nestled in the heart of Greeley, surrounded by all schools, keeping you in walking distance to elementary, middle & HS! You are a couple blocks from the hospital & minutes from Downtown Greeley. You couldn't ask for more in a home or area, this home will not disappoint and is ready for a ring... your ring doorbell!
Source: RECO #7456194
Interest rate and monthly payment estimated based on public records.
Source: RECO #7456194
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7456194
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