212 Lansing Ct, Jacksonville, NC 28540
4 beds · 3 baths · 2,212 sqft
Endless Possibilities Await at 212 Lansing Court! Located in the highly sought-after Williamsburg Plantation, this spacious 4-bedroom, 2.5-bath home offers over 2,200 heated square feet—a blank canvas just waiting for your personal touch. Nestled in a quiet cul-de-sac and just minutes from Western Blvd, the location is unbeatable! The neighborhood features fantastic amenities including sidewalks, a playground, and even shopping within walking distance, such as Lowe's Food Store—adding both convenience and charm to this community. Key updates include a new roof (2018), an HVAC system replaced in 2019, and a new downstairs unit installed in 2021—providing a strong foundation for your creative vision. Whether you dream of a modern retreat or a cozy traditional space, this home is full of potential. Bring your imagination and make 212 Lansing Court your dream home! Schedule your showing today!
Source: NORTHCAROLINAREGIONAL #100495025
Financials
Source: NORTHCAROLINAREGIONAL #100495025
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.