2118 Claxton Dairy Rd, Dublin, GA 31021
6 beds · 4 baths · 4,405 sqft
Come check out this EXPANSIVE 6 bedroom, 4.5 bath, PLUS bonus room home located on a beautifully landscaped 3 acre lot. The heart of the home is the open kitchen and living room that includes an additional living/sitting area. The kitchen features granite counter tops, stainless steel appliances, a pantry, formal dining room AND eat-in kitchen. From the living room, enter the sunroom and step out onto the covered patio overlooking the in-ground pool and beautiful fenced in back yard. Main level has a primary suite with a walk in closet, jacuzzi tub, dual vanity, walk in shower, and private access to the sunroom. Main level has 2 additional bedrooms, 1 bath, and large laundry room off of the 2 car garage that has a 1/2 bath. Upstairs has ADDITIONAL primary suite with 2 closets and a private bathroom. Upstairs also includes 2 additional bedrooms, 1 full bath, an office/bonus room, AND an additional living/sitting area. Recent renovations from 2021 include a new roof, HVAC units, hot water heater, LVP flooring, cabinets, granite counter tops and pool liner. New pool motor, pump, and sand filter added in 2023. Located minutes from Downtown, this home offers comfort and convenience!
Source: GAMLS #10342422
Source: GAMLS #10342422
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10342422