2117 Merksem Ct, Plano, TX 75025
3 beds · 3 baths · 2,572 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Impeccably Updated & Move-In Ready on a Quiet Cul-de-Sac! Welcome to 2117 Merksem Ct—a beautifully remodeled 3-bedroom, 3-bath home tucked away on a peaceful cul-de-sac lot. Thoughtfully upgraded over the years with more than $150,000 in improvements, this home blends modern style with everyday comfort and functionality. Step inside to find brand-new engineered wood flooring (2025) that flows through the main living areas, complemented by a stunning updated fireplace that anchors the spacious living room. The kitchen, remodeled in 2017, features updated flooring, counters, appliances, and fixtures—designed for both entertaining and daily life. Retreat to your private primary suite, fully reimagined in 2025 with a luxurious new bathroom—including updated flooring, a soaking tub, sleek counters, and a walk-in shower. Both secondary bathrooms have also been refreshed with modern finishes and fixtures. Every detail has been considered: new windows and siding (2021) for energy efficiency, a brand-new AC unit (2024) for peace of mind, and smart upgrades like LED lighting throughout and a smart sprinkler controller. Even the garage has been elevated with epoxy floors, a utility sink, and fresh paint (2022). Outdoor living is just as inviting, thanks to the new fence (2021) and fresh exterior paint and trim repair (2025)—giving the home crisp curb appeal. Nestled in a desirable neighborhood, you’ll enjoy the quiet of cul-de-sac living with convenient access to nearby parks, shopping, and top-rated schools. This is more than a home—it’s a lifestyle upgrade. Come experience the perfect blend of comfort, style, and smart updates at 2117 Merksem Ct.
Source: NTREIS #20898317
Source: NTREIS #20898317
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.