2113 E Del Webb Blvd, Sun City Center, FL 33573
3 beds · 3 baths · 2,218 sqft sqft
Worth the wait! Welcome to the highly desired 55 plus community of Sun City Center! This fantastic 3/3 is situated on a beautiful lot with no backyard neighbors! Walk into high ceilings in the large great room with sliding doors out to the huge screened in lanai! The spacious kitchen offers solid surface countertops, tons of cabinets as well as a breakfast bar. You can also enjoy meals in the breakfast nook complete with a built in bench seat or in your formal dining room just through the other side. You will have plenty of privacy with the primary suite on one side of the home featuring 2 large closets, an en-suite bathroom with a garden tub and separate shower. One guest room is located at the front of the home on the opposite side along with a full guest bathroom just outside the room. You will find a second guest suite upstairs complete with a full bathroom and balcony! This room is perfect for guests or to make into a craft room, extra storage, fitness or office space! Laundry is a breeze with the laundry room located inside steps from the primary suite. Sun City Center offers 3 pools, fitness center, 2 clubhouses and over 150 social clubs. Easy access to I75 and just minutes away to beaches! Don't miss your opportunity to own one of the few homes in this community that features the third room loft! Best of all, sellers are willing to help with some of the buyers closing costs! Schedule your showing today!
Source: STELLAR #tb8316981
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8316981
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8316981
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.