2110 Tulane Dr, Richardson, TX 75081
3 beds · 2 baths · 1,697 sqft
Beautiful Home in a Prime Location: Enjoy all that living in the suburbs of Dallas has to offer! This home located 25 minutes from downtown Dallas, with easy access to I-75 and George Bush Hwy, close to the heart of Richardson, TX, has an exceptional curb appeal. Secluded from the noise of traffic, with no HOA, this elegant one-of-a-kind home, in a mature, beautiful, sought-after neighborhood, minutes from the Richardson-Plano business centers, Firewheel Shopping Mall, Hawaiian Falls Water Park, City Parks and entertainment centers. Away from the roof, 2 large majestic front yard oak trees, ideal for shade, amidst a lush green carpet of grass, makes this home perfect for outdoor entertainment in and out of the house. Enjoy your morning coffee in the Silestone countertop kitchen breakfast nook, illuminated by bay windows. The kitchen itself is a chef’s delight with double oven, new electric cooktop, ceramic backsplash with granite accents and tile flooring updated in 2024. As you enter the home, a large vaulted ceiling living room welcomes you. Along with 3 beds and 2 baths, this home boasts an office space with wood paneling offering a serene retreat for work or relaxation. The expansive backyard with its gorgeous crepe myrtles and oaks could become your next garden oasis with room for backyard features that will suite your lifestyle. There is ample storage both inside and outside, you’ll never run out of space for your belongings. The laundry room is equipped with windows and cabinets for added convenience. The home has gas plumbing and includes a gas water heater and furnace, ensuring efficiency and comfort year-round. To top it off, this home comes with brand new carpet, a fresh coat of paint, upgraded bathrooms, refurbished gutters and fresh additions to the flower beds. This home is a rare find, combining modern comforts with beautiful natural surroundings. Don’t miss out on the opportunity to make this exceptional property yours. Schedule a tour today!
Source: NTREIS #20777713
Interest rate and monthly payment estimated based on public records.
Source: NTREIS #20777713
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #20777713