2110 Central Park Dr, Wylie, TX 75098
4 beds · 3 baths · 3,273 sqft
Remarkable 4-bedroom, 3-bathroom brick and stone beauty screams luxury and practicality upon entry. As you step into the grand foyer, you'll be captivated by the impressive vaulted ceilings, freshly refinished wood floors, and an abundance of architectural details. The thoughtfully designed floor plan includes a spacious 2-car garage and multiple versatile living spaces to suit your lifestyle needs. Nestled in desirable Parkside, an excellent school district, this 100% turn-key, move-in-ready property boasts bright, open spaces with impressive vaulted ceilings, freshly finished wood floors, tons of architectural details and a catwalk with views to the upper and lower levels. The chef’s kitchen is a standout feature, boasting a large island, a separate breakfast area, and ample dining options—perfect for hosting gatherings or casual meals. With several versatile living spaces—including an open loft, formal living area, and an additional living room—there's ample room for relaxation and gathering. The expansive primary suite provides a serene retreat with space for a seating area, a spa-like ensuite featuring a garden tub, a huge walk-in shower, dual vanities, and a walk-in closet. All Secondary bedrooms are thoughtfully placed within the home for privacy and convenience. This ENERGY STAR Certified property includes valuable features such as 12-inch+ attic insulation, energy-efficient windows, a smart thermostat, and updated HVAC. The home also features drought-tolerant landscaping, ET irrigation control, and rain or freeze sensors, ensuring both comfort and efficiency year-round. Outside enjoy a great sized fenced backyard and patio. Conveniently positioned near highways 78 and 544, this home provides easy access to local amenities. Don’t miss this perfect opportunity to own a home that combines style, functionality, and energy savings!
Source: NTREIS #20880120
All values shown are estimated costs / mo.
Source: Public records
Source: NTREIS #20880120
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.