211 Wilma Pass
Kyle, TX 78640
4 beds · 3 baths · -- sqft
$324,999
Get prequalifiedAbout this home
211 Wilma Pass, Kyle, TX - A Modern Gem in Grist Mill Highlands Get this home with NO MONEY DOWN, NO PMI, 30 Year Fixed rates with the H.O.P.E loan! Welcome, to his beautiful 2021-built home in the sought-after Grist Mill Highlands community is move-in ready! With 2,412 square feet of living space, this 4 bedroom, 2.5 bath residence offers the perfect blend of comfort and style. The moment you step inside, you'll be greeted by a bright and airy open-concept layout, where the living room seamlessly connects to the dining area and kitchen. This design is ideal for both daily living and entertaining guests. The kitchen is a chef's dream, featuring granite countertops, stainless-steel appliances, island, pantry. Imagine preparing delicious meals while still being part of the conversation and enjoying the company of family and friends. The first-floor primary suite is a true retreat, complete with an on - suite spacious bathroom and closet, providing a peaceful haven to unwind after a long day. Upstairs, you'll find three additional bedrooms and a loft, offering flexibility for a home office, playroom, or guest space. Step outside onto the covered patio and enjoy the well manicured lawn while sprawling out in your favorite hammock. This outdoor space is perfect for weekend barbecues, relaxing evenings, or simply enjoying the Texas sunshine. This home offers more than just beauty and functionality. It's also energy-efficient, with features like energy-efficient windows and appliances, helping you save on utility costs. And when you're ready for some recreation, Grist Mill Highlands provides fantastic amenities, including a park, playground, sport court, and walking trails, all within easy reach. Located in a prime spot in Kyle, you'll enjoy convenient access to shopping, dining, and entertainment options. Plus, with easy access to I-35, commuting to Austin and San Marcos is a breeze.
Source: ACTRIS #4716301
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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