211 Sleepy Way, Canton, GA 30114
4 beds · 3 baths · 2,386 sqft sqft
This drop-dead, gorgeous home will delight with its well-integrated open concept floor plan and stylish transitional finish. Upon entering the sweeping two-story, light-filled foyer, you'll immediately notice detailing typically seen at a much higher price point in the dining room just off the foyer which showcases a feature wall and a rustic beam to provide warmth and character. Progressing into the home and passing the generous hall closet with barn door, your eyes will be drawn to the upscale marble-like porcelain fireplace wall with stylish floating shelving to showcase your prized possessions. The living room and kitchen with dining nook will accommodate even a large gathering for family and friends-with the ability to spill out onto the back patio through the exterior door near the nook. The kitchen's focal point is the exotic stone waterfall edge island, matching surrounding counters and the premium marble backsplash, creating a transitional, classic finish that will work with many decors. The powder room, laundry and garage are accessed through a hall off the kitchen. When the day is done head up to the owner's retreat with its oversized bedroom with seating area, spa-like primary bath and spacious walk-in closet. The secondary bath serves the 3 other upstairs bathrooms. You'll be sure to enjoy your own fully-fenced flat backyard with plenty of room for playing, pets, or just experiencing the out of doors in your own private sanctuary. This cute and quiet community features wonderful amenities such as a playground, swim/tennis and a clubhouse, a perfect launching pad for all that Canton and North Georgia have to offer.
Source: FMLS #7466609
Interest rate and monthly payment estimated based on public records.
Source: FMLS #7466609
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7466609