211 Riley Rd, Easley, SC 29642
3 beds · - baths · sqft sqft
**Priced 15K below current appraisal** Back on market!! Sellers packed & ready to move? Check! Quick closing available? Check! Appraisal done? Check! Inspection? Check! Just WOW - an incredible 3.11 private acres where horses are allowed and there is already provisions for a second homesite on the property! 211 Riley Rd is a spectacular and spacious home with unique and exceptional details! A winding drive bordered by a split rail fence leads you to the vast parking area (8 spaces!) and gated walkway entrance. The massive Screened Front Porch is sure to be a gathering spot for visiting with friends or simply taking in the serenity of nature. Once inside, you will appreciate the meticulous care taken to update and maintain this quarter-century build! An inviting Family Room showcasing rich hardwoods, a vaulted ceiling with cathedral beams and surround sound, and a central fireplace welcomes you. Adjacent is a magnificent Kitchen that was completely remodeled to include gorgeous granite, extensive custom cabinetry with spice racks and pull-out shelving, a full array of stainless appliances - induction range, refrigerator, microwave, dishwasher, and steel hood - a granite composite sink, tile backsplash, a solar tube, and artistic tile floors! An enlarged opening to the Family Room augments the space and ensures the cook is part of the conversation. A fabulous walk-in Pantry/ Laundry with a frosted glass door and space for another refrigerator is nearby. Across the Hall sits the Formal Dining Room enhanced by a bay window and globe chandelier. Tucked around the corner is a lovely Home Office with tons of natural light that could also be a convenient nursery and a Guest Bath that was converted to a Full Bath. The Owner's Suite is sure to be a hub of relaxation with soft carpet, a bay window bench with storage, dual walk-in closets, and a Bath you will not believe! The oversized Bath is the epitome of luxury having a double vanity with make-up desk and a Maya Steam Shower with additional hardware and jetted tub! The second sizeable Bedroom with a built-in dresser and another Hall Bath are just beyond. Opposite the home is a huge Bedroom that would serve as a great In-Law or Teen Suite and a Sun Room (not pictured) with a soaring vaulted ceiling. You will be compelled to spend outdoors either relaxing on the open Deck with undermounted lighting, playing a game of tag in the big yard, tending to your plantings, or simply strolling underneath the canopy of trees! There's also a Workshop with electricity and loft storage and a fenced area for pets. There is so much more to experience by visiting this home for yourself! Call today for a private showing!
Source: GREENVILLESC #1538352
Interest rate and monthly payment estimated based on public records.
Source: GREENVILLESC #1538352
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #1538352