211 Long Cove Dr, Lagrange, GA 30240
3 beds · 2 baths · 3,162 sqft
Welcome to your dream home! Nestled on 2 acres of beautiful wooded land with direct access to a serene river, this stunning home offers a perfect blend of modern amenities and natural beauty. Spacious living area that boasts a unique floor plan that maximizes space and natural light, featuring brand new floors throughout. Attached 2 car garage, detached 1 carport, 1 storage building. Three Bedrooms, Two and a Half Baths: Including a huge primary suite that provides a peaceful retreat after a long day with walk-in closet, separate tub/shower, and double vanities. This home is equipped with a brand new well pump and a recently flushed-out septic tank for your peace of mind. This home includes pantry, granite counters, butler's pantry, absolutely no carpet. The finished basement adds an additional 1,530 sq. ft. of finished space with wet bar, perfect for a home gym, entertainment room, or additional storage. Enjoy panoramic views of your wooded surroundings from the expansive wrap-around deck, ideal for outdoor entertainment and relaxation. Outdoor Activities: With river access within 1mile, you can indulge in fishing, jet skiing, and more. This property offers a perfect blend of comfort, style, and outdoor adventure. Don't miss out on the opportunity to make this beautiful house your new home. Schedule a viewing today and start living the lifestyle you've always dreamed of! Motivated sellers.
Source: GAMLS #10350951
Source: GAMLS #10350951
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10350951
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.