211 High More Ct, Temple, TX 76502
3 beds · 3 baths · 2,022 sqft
Welcome to 211 Highmore Ct, an exceptionally well-maintained two-story home nestled in the desirable Alta Vista Phase III community of Temple, Texas. This 3-bedroom, 2.5-bathroom residence, built in 2019, offers 2,022 square feet of thoughtfully designed living space, blending modern amenities with comfort. The open-concept layout creates a welcoming atmosphere, perfect for both entertaining and everyday living. A second-floor loft provides additional flexible space, ideal for a home office, playroom, or media area.The kitchen boasts quartz countertops, a Bosch 800 series dishwasher, and a reverse osmosis system, ensuring both style and functionality for culinary enthusiasts. The backyard showcases an expanded patio area, offering ample space for outdoor gatherings, barbecues, and relaxation. A new roof installed in August 2024 and LED lighting throughout the home contribute to energy savings and peace of mind. Smart locks on all exterior doors, a 230v outlet in the garage, and an exterior outlet prepped for a whole-home generator enhance convenience and preparedness. The sale includes an Amana washer and dryer, as well as a Frigidaire stainless steel double-door refrigerator, providing a move-in-ready experience. Don't miss the opportunity to make this exceptional property your new home. Schedule a private showing and experience all that 211 Highmore Ct has to offer. This one has ALL THE THINGS you want in your next home!
Source: ACTRIS #1335573
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Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Rates and payments are estimates based on public records.
Source: Public records
Source: ACTRIS #1335573
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.