211 Cassady St, Umatilla, FL 32784
7 beds · 4 baths · 3,165 sqft
This home, during the golden hours of the evening, calls to you... Yes, it is immaculately maintained and yes, it is beautiful at any time of day. Regardless, you simply can not miss the opportunity to experience this home in as the sun begins to hang lower in the sky. Bring your pocket-watch, mint julip and step back into a simpler time for this showing! This impeccably preserved 1920 Craftsman home sits on a coveted CORNER LOT and exudes historic charm. The wrap-around covered porch (with multiple swings) provides a breezy shaded refuge from the Florida sun. Inside the front door, you’ll find the perfect combination of historic details and modern amenities, from the hardwood floors and original fireplace to the high ceilings, archways, paneled doors, glass doorknobs and an abundance of custom millwork. You (and your insurance company) will appreciate that the plumbing and electrical have been updated to code. The updated kitchen features timeless quartz countertops with a slab backsplash, 42-inch cabinetry, stainless steel appliances (gas range) and a breakfast nook. There is plenty of room for your custom island! Both the formal dining room and the living room have access to the massive wrap-around porch for entertaining. Down the hall, the beautiful downstairs primary bedroom boasts seven windows and includes an ensuite with a bathtub. You’ll get lost in the square footage upstairs, which offers 5 spacious bedrooms and 2 more full bathrooms (1 claw-foot tub, 1 shower). Back downstairs, there’s also a dedicated study/home office that could become another bedroom. On the exterior, you’ll find a portico for the car, and guests pass through one of 2 garden trellises before coming on the front porch. There are lots of landscaped flower beds, and the property is lined by towering trees for plenty of privacy and shade. Umatilla is a community full of historic homes as well as a few small lakes. You’ll be less than 1/2 mile of schools and parks, with numerous shopping & dining options just a short drive away. This affordable city is located a few miles north of Lake Yale and Lake Eustis, part of Central Florida’s famous chain of lakes. Less than 1 hour to the beach, too!
Source: STELLAR #G5091332
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #G5091332
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.