2109 58th St S, Gulfport, FL 33707
3 beds · 1 baths · 1,043 sqft
Welcome to 2109 58th St S, nestled in the vibrant and eclectic community of Gulfport, Florida. This charming home is situated in a neighborhood known for its rich blend of historic character and modern conveniences, making it a truly unique place to live. Community Charm: Gulfport is renowned for its artistic spirit and welcoming atmosphere. The community exudes a small-town charm with its tree-lined streets, colorful bungalows, and friendly neighbors. Known for its laid-back vibe, Gulfport offers an array of local boutiques, eclectic cafes, and art galleries that give the area its distinctive flair. The Gulfport Marina and Beach, just a short drive away, provide beautiful waterfront views and recreational opportunities. Local Amenities: Gulfport Beach: A serene escape with soft sands and clear waters, ideal for sunbathing, swimming, or enjoying a leisurely stroll along the shore. The beach area is also home to charming picnic spots and playgrounds, perfect for family outings. Downtown Gulfport: Just a few minutes away, this area buzzes with activity and character. Explore the local farmer’s market, craft fairs, and various community events that showcase the vibrant culture of Gulfport. The monthly “Gulfport Art Walk” offers an opportunity to discover local artists and unique handcrafted items. Parks and Recreation: Nearby parks such as Veterans Park and the Gulfport Recreation Center provide a plethora of outdoor activities, from sports fields to playgrounds and walking trails. These spaces are perfect for those who enjoy staying active or simply want a peaceful place to unwind. Dining and Entertainment: The neighborhood boasts a diverse selection of dining options, from quaint seafood restaurants to lively bistros offering international cuisine. Enjoy a night out at one of the local pubs or catch a live performance at the Gulfport Casino Ballroom, a historic venue hosting regular dance events and live music. Shopping: With a mix of charming local shops and convenient stores, running errands or finding unique gifts is always a pleasure. Whether you're searching for artisan goods or everyday necessities, Gulfport’s shopping scene is both practical and delightful. Community Events: Gulfport’s calendar is packed with exciting events such as the annual “Gulfport Great Labor Day Regatta” and seasonal festivals that foster a strong sense of community. These gatherings are a testament to the town’s friendly and inclusive spirit. 2109 58th St S offers more than just a home; it provides access to a dynamic and supportive community where every day brings a new opportunity to enjoy life’s simple pleasures. From the stunning nearby beaches to the vibrant downtown scene, this Gulfport gem is perfectly situated to make the most of the Florida lifestyle.
Source: STELLAR #tb8300909
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8300909
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8300909
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.