2105 S Avon Estates Blvd, Avon Park, FL 33825
4 beds · 3 baths · 3,612 sqft
ASSUMABLE VA LOAN WITH LOW INTEREST RATE AVAILABLE FOR QUALIFIED VETERAN BUYER. This exquisite custom-built home is a rare gem, seamlessly blending luxury with nature. Surrounded by breathtaking landscapes, the property offers a private, serene setting while remaining just moments away from shopping, dining, and medical facilities. Inside, you’ll find soaring ceilings, designer finishes, and large windows that invite the outdoors in filling the home with natural light. Boasting 4 large bedrooms PLUS office on a split floor plan, 3 full bathrooms, 3+ car garage, and opulent in-ground pool - this home is designed to provide comfort and style for today's discerning homeowner. Arriving at the driveway- the pristine curb appeal offered by the lush landscaping, stunning Mediterranean influenced architecture, and impeccable grand entryway will make you exited to arrive home! As you enter inside through the lovely double glass panel entryway doors, you'll be greeted by an inviting foyer that flows seamlessly into the front living room and formal dining room impressively adorned with a custom 14 ft. high Box Beam Coffered ceilings, intricate crown molding finishings, and decorative illuminated wall niches. The perfectly distributed layout of the home provide spectacular views of the in-ground concrete pool oasis surrounded by an open concrete patio and covered lanai overlooking the gorgeous fenced-in back yard. Whether you're hosting a summer BBQ or enjoying a quiet evening under the stars, this outdoor space is sure to impress. Centrally located gourmet kitchen is one to be adored containing all top-of-the-line Stainless Steel appliances, copious amounts of high quality Granite countertops, huge center island with dual wine racks, multi-level glazed solid wood cabinetry, hidden corner pantry, and custom intricate mosaic tile backsplash. The spacious family room also features a cozy bonus room currently in use as an entertaining/wine room offering a warm and inviting atmosphere! The massive primary suite is a sanctuary of relaxation that you will absolutely fall in love with - complete with generous amounts of dual walk-in custom designed closet spaces! The spa-like ensuite bath offers a fully tiled infinity double head shower, luxurious porcelain soak tub, recessed lighting, private commode room, and separate single sink vanities! Each additional bedroom is generously sized and offers its own unique character. Extra convenient in-home utility room with extra storage space and utility sink. Plenty of space for your vehicles is provided in the oversized 768 Square Ft. 3 car garage. Never be left in the dark thanks to a newly installed 24KW automatic full home generator! Brand new custom Plantation Shutters, 3.5 ton multi-zoned HVAC System new in 2021, New shingle roof in 2022, New white Vinyl fence in 2021. With over 3,600 living square footage alone and attention to detail at every turn, this custom-built home is the epitome of luxury living.
Source: STELLAR #OM692481
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #OM692481
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.