2105 Rosin Jaw Walk, Leander, TX 78641
4 beds · 2 baths · 1,809 sqft
Nestled in the heart of Leander, this beautiful home boasts a striking flagstone exterior on three sides and lush landscaping, including a vibrant Mountain Laurel tree, adding to its curb appeal. Inside, it exudes model-home quality with modern upgrades and thoughtful enhancements throughout. Enjoy cohesive, carpet-free flooring, plus a custom 3/4-inch rubber gym floor in one bedroom, perfect for fitness enthusiasts. The open floor plan is enhanced by glass sliders in the living room, inviting natural light and providing seamless access to the backyard with scenic views and no rear neighbors. The GE stainless steel appliances and large island enhance the stylish kitchen. The primary suite is a true retreat, featuring a tray ceiling and a luxurious en-suite bath with a dual vanity, garden tub, and separate shower. A convenient extra-large pet door ensures easy access for your furry friends. Step outside to a spacious covered back patio, ideal for year-round relaxation or entertaining. Residents of Bar W Ranch enjoy scenic trails, a community pool & amenity center, sports courts, and an on-site elementary school. Conveniently located less than 2 miles from H-E-B, this home offers the perfect blend of comfort and convenience.
Source: ACTRIS #5404034
Financials
Source: Public records
Source: ACTRIS #5404034
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.