2105 E Gann Hill Dr, Cedar Park, TX 78613
3 beds · 2 baths · 1,342 sqft
Charming Home in Desirable Gann Ranch! Welcome to this stunning 3-bedroom, 2-bath residence nestled in the heart of the sought-after Gann Ranch community. With its bright, open floor plan, this home is perfect for today’s modern living. Step into the spacious living room, where natural light floods the space, and relax by the cozy fireplace, ideal for chilly evenings or creating a warm ambiance. The kitchen is a chef’s dream, featuring stylish tile floors, sleek granite countertops, and ample cabinetry for storage. Whether you’re preparing meals for family gatherings or hosting guests, this kitchen is both functional and elegant. The adjoining dining area flows seamlessly from the kitchen, creating the perfect space for casual meals or formal dinners. The secondary bedrooms are generously sized, offering flexibility for family, guests, or a home office setup. The luxurious primary suite provides a peaceful retreat, complete with a large ensuite bath featuring dual vanities, a spacious walk-in shower, and plenty of storage—adding a touch of convenience and comfort to your daily routine. Step outside to discover your private backyard oasis. The extended covered porch offers an ideal space for outdoor dining, morning coffee, or simply unwinding after a long day. The large yard provides plenty of room for kids to play, pets to roam, or to create your dream garden. Whether you're hosting weekend barbecues or enjoying quiet evenings, this backyard is perfect for both entertaining and relaxing. Located in the vibrant Gann Ranch community, you’ll enjoy the benefits of living close to top-rated schools, parks, and walking trails. Plus, you're just minutes from shopping, dining, and major highways, ensuring everything you need is within easy reach. Don't miss out on this incredible opportunity to own a charming home in one of the area's most desirable neighborhoods.
Source: ACTRIS #5457406
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #5457406
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5457406
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.