2103 Massey Ln, Winder, GA 30680
4 beds · 3 baths · 2,416 sqft
Step inside, and you'll be greeted by a spacious and OPEN floor plan. The large living area is perfect for gathering with family and friends, offering plenty of space for entertaining, relaxing, or simply enjoying everyday life. NATURAL LIGHT floods the living spaces through large windows, creating a BRIGHT and airy atmosphere throughout the home. The NEUTRAL COLOR PALETTE of the walls and floors provides a blank canvas for your personal style, allowing you to easily make this house feel like your home. The heart of this home is the modern kitchen, where style meets functionality. Featuring sleek STAINLESS STEEL appliances, WHITE CABINETRY, and gorgeous GRANITE countertops, this kitchen is both visually stunning and highly practical. The large kitchen ISLAND with granite countertops serves as the perfect spot for casual dining, meal prep, or even a workspace. Whether you're preparing a quick breakfast or cooking a gourmet meal, this kitchen has everything you need. The open layout allows you to stay connected with family and guests in the adjacent living and dining areas, making the kitchen truly the heart of the home. The family room, located just off the kitchen, is perfect for relaxing after a long day or spending cozy evenings with loved ones around the FIREPLACE. With plenty of space for comfortable seating, this area serves as a gathering spot where you can unwind, watch TV, or enjoy quiet time. The open concept keeps the space feeling connected to the rest of the home, making it ideal for both everyday living and entertaining. PRIMARY Bedroom is UPSTAIRS with a large suite and primary bath featuring dual vanities and built in vanity. Neutral colors continue throughout the upstairs. LOFT area features cedar floating shelves. Luxury vinyl floors throughout the main level and the hallway upstairs. Full unfinished BASEMENT. Spacious private partially FENCED backyard. Near downtown Winder for shopping, restaurants, community events and more! Across from Fort Yargo State Park.
Source: GAMLS #10412499
Source: GAMLS #10412499
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10412499
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.