2102 Deltona Blvd, Spring Hill, FL 34606
4 beds · 2 baths · 1,952 sqft
A Perfect Family Home. 4bedroom 2Bathroom split Floor Plan giving you a generous living space. Primary bedroom offers a nice enSuite Bathroom with stand alone Shower, privy Closet and large soaking tub. The other side of the Home offers the other 3 Bedrooms. Plenty of space for your Family with Living Room & Game/Rec or Family Room off the Kitchen and Dining Room. Kitchen has lots of counter space for the Cook with two GREAT Pantry's (yes I said two) and two sinks. One overlooking your Backyard and the other in the Island. This Home opens up a world of possibilities on how to use the space. Large backyard that's hard to come by in this area and completely fenced. Perfect for outdoor activities or adding a pool. Indoor Laundry Closet strategically placed and hidden. Ideally located to EVERYTHING you need from Shopping, Restaurants, near excellent Water activities and fishing spots and easy access to nearby state parks within minutes. Conveniently situated close to Veterans Parkway, this home allows quick connections with easy commute to Tampa International Airport, the Bay Bridges, and other major destinations. Don't miss out on this Home and call TODAY to schedule your Showing!!
Source: STELLAR #tb8320679
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8320679
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8320679
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.