2100 Williams Glen Dr, Bryan, TX 77808
4 beds · 3 baths · 2,427 sqft
Well-maintained home in Austin's Colony. The lush garden area & shed provide a green-thumb paradise & extra storage. Enjoy enhanced energy efficiency w/ shade screens on back windows. Inside, find oversized rooms offering ample space. The spacious primary suite boasts luxurious jetted soaker tub, dual sinks, & separate shower —a true retreat at the end of the day. A flexible room awaits your vision—whether it’s a formal dining room, playroom, or continuation of its current use as a home office. The generous living room w/ gas log fireplace invites cozy gatherings, while the kitchen's granite counters, eating bar, & updated gas range w/ griddle make cooking & entertaining a breeze - w/ a walk-in pantry that lets you store everything you will need to be a success in the kitchen. The secondary bedrooms are oversized, providing space for any furniture you have- 2 of which are connected by a Jack-and-Jill featuring dual sinks
Source: HAR #98474745
Financials
Source: HAR #98474745
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.