2100 MARLBOROUGH DR, Bethlehem, GA 30620
The fabulous home located in Bethlehem's vibrant Berry Springs swim/tennis community and the Archer High School District has it all! With five bedrooms, four full bathrooms, and more than 3500 square feet of perfectly appointed living space, every member of the family will have the comfort, convenience, and privacy they crave! The front porch welcomes you to the open-concept floor plan including gleaming hardwoods, rich crown molding, separate dining space, large flexible living room/home office and a fireside family room flowing into the spacious kitchen created for gatherings of any size. The granite counter island and breakfast area add additional room for casual dining and entertaining. A guest room with full bath rounds out the main level. Upstairs you will find loft space flexible for a play or study. The master suite is oversized and features a tray ceiling, walk-in closet, separate dual vanities, soaker tub, and tiled shower. Three other upper level bedrooms include two that share a Jack and Jill bath, and the fourth with an ensuite. The laundry room is also conveniently located on the upper level. Step outside to the fenced backyard and relax on the covered patio or enjoy the three porch swings surrounding the fire pit. Convenient to schools, shopping, parks, and major commuter routes.
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #10356084