210 Willard Ave, Fruitland Park, FL 34731
2 beds · 2 baths · 1,205 sqft sqft
This stunning 2-bedroom, 2-bathroom block home offers an incredible opportunity for those seeking space, comfort, and versatility. Situated on nearly half an acre with no HOA or restrictions, this property is perfect for RV enthusiasts or anyone needing extra room for a boat, camper, or other recreational toys. The open layout features vaulted ceilings, 21" tile throughout, and beautiful engineered hardwood floors in the bedrooms. The expanded eat-in kitchen, adorned with 42" Hickory cabinets and pull-out drawers, leads to a convenient mudroom with an included washer and dryer less than one year old. Some recent upgrades include a BRAND NEW roof with gutters, kitchen appliances, pool pump and filter system. Step outside to enjoy the 20x45 pool cage, featuring a sparkling pool and patio area, perfect for entertaining. The detached 8x10 pool house includes an additional half bath, and the property also boasts a 12x24 shed/workshop, a 12x20 carport, and a 24x36 RV carport with 50 Amp and 110 Amp service, water, and sewer. With vinyl fencing for privacy, this home is truly a rare find.
Source: STELLAR #g5086522
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #g5086522
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #g5086522