210 W Avenue F, Jarrell, TX 76537
4 beds · 2 baths · 2,069 sqft
Welcome to this single-story home in the heart of Jarrell! This beautiful 4 bed, 2 bath residence sits just shy of an acre (0.96) and presents a blend of country tranquility and city convenience. From the moment you step inside, you’ll be captivated by the luxury vinyl plank flooring that flows seamlessly throughout the home, complemented by durable tile in the open-concept kitchen. The heart of the home, the kitchen, comes with marble countertops, a center island with extra seating, and sleek finishes creating an inviting space for cooking, dining, and entertaining. The dining room seamlessly connects to the kitchen, offering even more space for family gatherings. Inside also comes with a real wood-burning fireplace located in the family room. Outside, enjoy your backyard oasis with an oversized wooden patio adorned with outdoor lounge chair set with umbrellas an essential relaxation sanctuary all while taking in the beautiful smell of fresh air. Property delivered vacant
Source: HAR #50350707
Financials
Source: HAR #50350707
Source: Public records
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Other resourcesWhat is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.