210 Sand Run Rd, Havelock, NC 28532
5 beds · 3 baths · sqft sqft
Welcome to your dream home in Tucker Creek Estates, nestled in the heart of Havelock! This 5-bedroom, 3-bathroom residence offers an ideal blend of comfort, style, and functionality. As you approach, you'll be greeted by a charming front porch, perfect for enjoying your morning coffee or relaxing evenings. Enter inside to discover an inviting open floor plan that seamlessly connects the living spaces. The formal dining room sets the stage for memorable gatherings, while the living room features a cozy gas log fireplace, creating a warm ambiance for cozy nights in. The well-appointed kitchen is a chef's delight, boasting a breakfast bar, stainless steel appliances, and ample cabinet space for all your culinary essentials. The primary bedroom is a serene retreat, complete with a spacious walk-in closet and an ensuite bathroom featuring dual vanity sinks. Three additional bedrooms on the main floor provide plenty of space for guests, each offering comfort and privacy. Upstairs, a fifth bedroom awaits, accompanied by a full bathroom and walk-in closet, providing versatility for use as a guest suite, home office, or recreational space. Outside, entertain with ease on the deck, perfect for grilling and al fresco dining, while overlooking the expansive fenced backyard that backs up to serene woods, ensuring privacy and tranquility. To top it off, this home includes a water filtration system and energy saving solar panels that will convey. Conveniently located less than 15 minutes from MCAS Cherry Point and a short drive to North Carolina's Crystal Coast Beaches, this home offers the perfect blend of suburban tranquility and coastal convenience. Don't miss out on the opportunity to make this exceptional property your own - call us today to schedule your private tour and experience the epitome of comfortable living in Tucker Creek Estates!
Source: NORTHCAROLINAREGIONAL #100425901
Interest rate and monthly payment estimated based on public records.
Source: NORTHCAROLINAREGIONAL #100425901
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #100425901