210 Boston Ave, Saint Cloud, FL 34771
4 beds · 5 baths · 3,189 sqft
One or more photo(s) has been virtually staged. Welcome to your dream home at 210 Boston Avenue in the charming city of St. Cloud, FL! This stunning abode is not just a house; it's a lifestyle upgrade. With 3,189 square feet of living space, this home offers room to stretch out, relax, and entertain in style. Country Lifestyle yet close to Lake Nona. Step inside and be greeted by the spacious formal dining room, perfect for hosting dinner parties that will make your friends green with envy. The open floor plan flows seamlessly, making it easy to move from the kitchen to the living areas without missing a beat. Termite bond, solar water heater, hardy board siding, county maintained street, in a private enclave just off Narcoossee. Seller concession for what ever you wish, paint, do California closets or closing cost. Got laundry? No problem! With a washer and dryer in the unit and additional laundry facilities in the building, you'll have plenty of options to keep your clothes fresh and clean. And speaking of fresh, the air conditioning will keep you cool during those warm Florida days. This home boasts four generously-sized bedrooms and four and a half bathrooms (3/3.5 and 1/1 guest or in-law suite), ensuring everyone has their own space to unwind. The private outdoor space is a pet-friendly paradise, where your furry friends can frolic to their heart's content. Parking woes? Not here! With parking included, you'll have one less thing to worry about. Whether you're hosting a backyard barbecue or enjoying a quiet evening under the stars, this home has it all. So, why wait? Make 210 Boston Avenue your new address and start living the good life today!
Source: STELLAR #o6251941
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6251941
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6251941
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.