21 San Isidro, San Antonio, TX 78261
4 beds · 5 baths · 4,260 sqft sqft
Tucked back in the prestigious gated and guarded community. This charming residence features a 1.5 story, 4,260 square feet with 4 bedrooms and 5 bathrooms, each designed with comfort and style in mind. The downstairs area boasts warm wood floors, neutral paint, built-in cabinets, a cozy fireplace, a small nook perfect for a piano room and includes exterior doors leading to the covered patio and stone framed pool. A huge farmhouse kitchen is complete with gas cooking, a large island, ample cabinet space, and a picturesque window above the sink, adjacent to a sunlit breakfast area. The generously sized primary suite on the main floor is adorned with a vaulted ceiling and private patio access, the suite is an intimate escape featuring a gas fireplace that adds a touch of warmth and romance.The ensuite bath invites relaxation with its spa-like shower and thoughtful design complete with the upgraded California Closet renovation. The first floor hosts two additional secondary bedrooms both with full baths. Upstairs you will find one additional bedroom and full bathroom. Walk out into the backyard private pool oasis. Follow the asphalt pathway to the "party barn". The perfect entertaining area with a grill, fireplace, kitchenette, a fire pit with horseshoe toss area, in this 600 square feet enclosed/climate controlled and 600 square feet covered outdoor entertainment area with a 1/2 bathroom with Nature's Head Dry Composting Toilet. The expanded shed is perfect for lawn maintenance equipment or other outdoor needs. Did I mention this home comes with SOLAR PANELS? This home has it all. While conveniently located north of Loop 1604 and accessible via Highway 281 North in the Northeast ISD, Sendero Ranch combines the tranquility of Texas Hill Country with the convenience of city living, offering breathtaking views and a peaceful retreat from the urban hustle.
Source: SABOR #1800794
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1800794
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1800794
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.