2091 Laurelwood Way, Winter Park, FL 32792
4 beds · 3 baths · 2,461 sqft
One or more photo(s) has been virtually staged. GET READY TO FALL IN LOVE with this updated, top quality MERITAGE HOMES single-family home, built in 2019 with custom features. Fenced, landscaped yard with pond frontage on 2 sides; newly-added, large HEATED & AIR-CONDITIONED SUNROOM overlooking pond and garden.***MOVE-IN READY!***Unique opportunity to own this 4-bedroom and 3-bathroom, 1-story home located in the desirable, gated community of HAWK'S CREST AT WINTER PARK. Wood plank flooring in foyer, hallways, great room, kitchen, and dining room. Freshly painted interior. Brand-new carpeting in primary bedroom and walk-in closet. New porcelain tile flooring in Bedroom 4 ensuite. All bathrooms have TOTO energy-efficient, comfort-height toilets. Beautifully landscaped front and back yards. Paver and slate walkways lead from the front of house to the fenced, landscaped garden area and the newly built sunroom. Expanded paver driveway. Adjacent pond also wraps around the rear of the property. Great room, open to dining room and kitchen, has wood plank flooring, decorative 72-inch ceiling fan with light, and large windows overlooking the pond and fenced backyard. Gourmet kitchen has wood-plank flooring, recessed lighting, large center island with quartz counters, stainless-steel undermount sink, KitchenAid dishwasher, disposal, and decorative pendant lighting. The kitchen features white Shaker wood 42-inch upper cabinets with undercabinet lighting, ceiling-height custom glass & granite tile backsplash surrounding upper cabinets, quartz counters, banks of white Shaker wood lower cabinets with dovetailed drawers, vented decorative stainless-steel and glass range hood, Bosch knob-less cooktop, KitchenAid built-in wall ovens (microwave/convection combination oven and large conventional/convection combination oven) and LG side-by-side refrigerator with glass easy-access door feature. Large laundry room has shelving and utility sink; LG washer and dryer are included!***369 SF HEATED & AIR-CONDITIONED SUNROOM, enclosed with sets of 8-ft high sliding doors made with impact glass, built by Prager Builders and permitted by Seminole County***HAWK'S CREST AT WINTER PARK, a sought-after gated community, has numerous amenities including community clubhouse, fitness center, and large community pool area with barbeque grills, cabanas, lounge chairs, and splash pad. Also available to residents are playgrounds, park areas, and gazebo overlooking Lake Howell. Central Parc at Howell Branch is located at the front of the neighborhood and has retail shops, offices, and Park Maitland Preschool. HAWK’S CREST AT WINTER PARK is easily accessible to employment centers, Park Ave shops and restaurants, SunRail station, Rollins College, University of Central Florida, tourist attractions, entertainment venues, hospitals, and highways. THIS IS A MUST SEE HOME!
Source: STELLAR #o6223854
Source: STELLAR #o6223854
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6223854
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.