2090 Lakebreeze Way, Deltona, FL 32738
4 beds · 3 baths · 2,626 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Embrace Your Personal Paradise, where every detail of comfort, style, and functionality has been meticulously crafted to create an unparalleled living experience. This captivating 4-bedroom, 3-bathroom single-family home with a pool is a testament to luxury living in the esteemed Crystal Lake Estates neighborhood. From the moment you step inside, you'll be enveloped in an atmosphere of warmth and sophistication. The grand formal living room and dining room, complete with tray ceilings, set the stage for elegant gatherings and memorable moments. But it's the open-concept living room that steals the show, with its gas fireplace, soaring vaulted ceilings, and sunlit windows that frame panoramic views of the pool area. Whether you're unwinding in peaceful solitude or hosting lively gatherings, this space effortlessly adapts to your lifestyle. The heart of this home is the chef-inspired kitchen, a culinary haven equipped with high-end stainless-steel appliances, granite countertops, and chic cabinetry. The adjacent eat-in dining area overlooks the pool, offering a serene backdrop for family meals and casual conversations. A breakfast bar adds a touch of convenience and style to your daily routine. Retreat to the lavish master suite, where luxury knows no bounds. Pamper yourself in the spa-like bathroom, complete with a sumptuous soaking tub, a walk-in shower, and a spacious vanity. Dual walk-in closets ensure that storage is never a concern, while the additional bedrooms and bathrooms provide comfort and versatility for family members and guests alike. Step outside into your own private oasis, where the meticulously landscaped backyard beckons you to relax and rejuvenate. The expansive patio is perfect for al fresco dining or lounging by the sparkling pool, surrounded by lush greenery and mature trees that offer a sense of peace and privacy. Recent upgrades including a new roof in 2021 and a new AC in 2023 add to the allure of this exceptional home. Located near top-rated schools, bustling shopping centers, and a wealth of recreational activities, this property strikes the perfect balance between suburban serenity and urban convenience. With easy access to major transportation routes, commuting and exploration are effortlessly enjoyable. Don't miss your chance to experience the epitome of luxury living. Schedule your private showing today and prepare to fall in love with your new dream home!
Source: STELLAR #O6199881
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6199881
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.