209 Liz Moody Blvd, Saint Marys, GA 31558
3 beds · 2 baths · 1,600 sqft sqft
Welcome to your dream home, where modern living meets serene surroundings! This 3-bedroom, 2-bath beauty, built in 2021 by Readdick Construction, features the popular Blakely Plan. Nestled on a desirable corner lot, this home offers the perfect balance of privacy and picturesque views, making every day feel like a retreat. As you approach the home, you'll immediately notice its prime location. With a large, over 2.3-acre pond on one side and lush trees on another, the natural beauty surrounding this property is truly unmatched. Whether you're a fan of morning sunrises or tranquil evening reflections, the pond view provides a serene backdrop that you'll never tire of. Inside, you've got 1,600 square feet of open, easy-living space. The open-concept layout ensures that every square foot is used to its fullest potential, offering both comfort and functionality. The spacious living area is perfect for relaxation, with plenty of natural light pouring in from the large windows, creating a warm and inviting atmosphere. The kitchen is where the magic happens, with plenty of counter space, sleek cabinets, and all the right appliances to whip up a good meal. The primary suite is your personal retreat with a spacious walk-in closet and a well-appointed en-suite bathroom, you'll have all the space and luxury you need to unwind. The other two bedrooms are roomy for family members, guests, hobbies, or setting up a home office. One thing you'll appreciate is how energy-efficient this place is. With spray foam insulation and a variable speed air handler with Thermidistat, you'll stay comfy all year long without breaking the bank on energy bills. Outside, the 0.23-acre lot gives you space to stretch out, and with no HOA, you've got the freedom to do as you please-including having a few chickens if you want! Whether that's planting a garden, setting up a fire pit, or just enjoying the fresh air, this yard's got plenty of potential. This isn't just a house; it's a place to call home. With stunning views, modern comforts, and a prime location, this one's a keeper. Don't let it slip away! Call today to set up an appointment for your private tour!
Source: GAMLS #10369215
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10369215
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10369215
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.