209 Boxelder Dr, Stafford, VA 22554
5 beds · 4 baths · 3,830 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Pergola Does not Convey! Welcome to 209 Boxelder Dr., a beautiful and spacious home nestled within the vibrant Embrey Mill community in Stafford, Virginia! This charming property blends comfort, convenience, and style perfectly. With 5 bedrooms, 4 bedrooms on the upper level, 1 bedroom on the lower level, with two additional bonus rooms, as well as, 3.5 bathrooms. This home is ideal for families or anyone seeking extra space. The open-concept living and dining areas are perfect for entertaining, while the modern kitchen features stainless steel appliances, granite countertops, and ample storage. Located in the basement, there is a large entertainment room for guest functions and events. Embrey Mill itself is a true haven, with the Embrey House serving as the community's social heart, offering a bistro, fitness center, and pool. Outdoor enthusiasts will love the 15+ parks, miles of trails, and dedicated dog parks. Social gatherings thrive here, with regular community events and spaces like the Knight Meeting House that foster a strong sense of belonging. With easy access to major commuter routes like I-95, your trips to Northern Virginia or downtown D.C. are a breeze. The area also boasts an abundance of dining options, from family-friendly favorites to local eateries, as well as convenient shopping centers like Stafford Marketplace and Courthouse Plaza. And not to mention the Embrey Mill town center, which is constantly growing. Anything you could need is within a minute’s drive. This home offers everything you need for a comfortable, convenient lifestyle in a prime location. Don’t miss the chance to own this stunning property—schedule your showing today!
Source: BRIGHT #VAST2036180
Source: BRIGHT #VAST2036180
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.