2087 Flora Pass Pl, Kissimmee, FL 34747
2 beds · 2 baths · 1,778 sqft
Four Seasons is a 55+ Gated Community right in the Disney Bubble. This is a "BALFOUR" model home on a premium lot with two bedrooms and two full baths with fantastic golf course views. East facing screened lanai with morning sun and shade during the afternoon. Many upgades in this beautiful home including upgraded front door, extended great room and main bedroom, extended covered lanai, screen enclosure, paver extension, gutters, additional rear faucet, upgraded flooring throughout (LVP & upgraded tile), (no carpeting), 12' triple sliders with remote control shades, two dining area windows, blinds throughout, tray ceilings with wood beams in the great room, remote control fans (3), California Closet Storage Systems in both bedrooms and hall closet. The kitchen has upgraded shaker cabinets, quartz countertops, soft close doors & drawers, pot & pan drawers, cabinet for trash cans, S/S appliances confection wall oven and gas cooktop, under counter lighting, single bowl sink, upgraded faucet and pendent lighting over the island. Both bathrooms feature Quartz countertops with upgraded sinks, transom style window and decorative tile in both bathrooms. Upgraded shower with additional handheld shower and frameless glass exclosure (main bath). The garage has an Epoxy floor, laundry tub, garage door windows, external keypad for door opener and mounted storage rack. This home has it **ALL**. You will enjoy the outdoor heated pools, tennis court, pickle ball court and BBQ area. The state-of-the art clubhouse features the management staff, lounge area, kitchen, ballroom, game room, arts and craft room, gym and all the activities you would expect in a 55+ resort style community. You will be in the Disney bubble so traveling to the parks will take no time at all. You will love living at the K. Hovnanian's Four Seasons 55+ Community. THIS HOME OFFERS AN ASSUMABLE MORTGAGE TO QUALIFIED BUYER WITH A VERY LOW *INTEREST RATE*
Source: STELLAR #O6288270
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If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6288270
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.