2080 Cobblefield Cir, Apopka, FL 32703
4 beds · 2 baths · 1,680 sqft
Discover the perfect blend of rustic charm and contemporary urban flair in this unique four-bedroom, two-bathroom home in Apopka. Situated on a spacious corner lot, this property greets you with an extra-long driveway and expansive front and backyards shaded by mature oak trees. The thoughtful design carries inside, where the theme of space and sophistication shines. Step into a bright, open floor plan that seamlessly combines elegance and comfort. High ceilings and sleek plank tile flooring create an airy, welcoming atmosphere. The modern kitchen is a centerpiece of style and functionality, featuring designer countertops, premium KitchenAid appliances, and a professional-grade faucet. Adjacent to the living area, a versatile guest bedroom with double French doors offers possibilities as a home office or a cozy reading nook. The dining area overlooks the fully fenced backyard, an outdoor haven complete with a trellis and planter for added privacy and charm. Perfect for relaxation or entertaining, this backyard retreat is a standout feature of the home. The owner’s suite is a true sanctuary, boasting soaring ceilings and a luxurious ensuite bathroom with a chic double vanity and an impressive double-sided shower. The second bathroom is equally refined, showcasing updated finishes and a polished design. This home is as practical as it is beautiful, with key updates that include a new roof (2016), AC (2019), generator hookup transfer switch (2020), and water heater (2021). Nestled in a tranquil, tree-lined neighborhood, you’ll enjoy the peace and privacy of this community while being just minutes from major routes like 441 and 414, providing easy access to shopping, schools, and Orlando’s top attractions. Schedule your tour today and experience all the charm and upgrades this exceptional home has to offer!
Source: STELLAR #O6267962
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6267962
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.