208 Windom Way, Georgetown, TX 78626
4 beds · 3 baths · 2,709 sqft
Don't miss your chance to own this Better Than New 4 bedroom/ 2.5 bath + office + game room home in the private community of Vista Vera. This home is just bursting with curb appeal and upgrades! Inside you'll be delighted to see beautiful and durable luxury vinyl plank floors throughout. The kitchen is absolutely stunning with sleek countertops, white shaker cabinets, deep single basin sink, SS Appliances and large eat-in breakfast bar. Refrigerator, washer and dryer included! The pantry has custom shelving, making home organization a breeze. Entertain large groups with ease because of this open concept floorplan. The primary bedroom is bright and airy with vaulted ceilings, custom paint and even a cozy fireplace to create a cozy ambience. The primary bathroom is loaded with upgrades including a deep soaking tub and separate walk-in shower plus upgraded lighting and vanity mirrors complete with medicine cabinets. Upstairs is super open with a game room and 3 secondary bedrooms, a full spacious bathroom and even a huge bonus storage room! Unwind after a long day on your large, open deck and enjoy the privacy and your tree-lined view, with Teravista golf course just off in the horizon. Enjoy cooking for your family and friends on your new Green Egg! This home even features Exterior trim lighting on the front and back of the home, which it's completely customizable at the touch of a button. Energy efficient spray foam insulation and much more. There's so much to appreciate in this home, but best of all it's completely immaculate and well cared for.
Source: ACTRIS #8700627
Interest rate and monthly payment estimated based on public records.
Source: ACTRIS #8700627
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8700627
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.