208 Windom Way, Georgetown, TX 78626
4 beds · 3 baths · 2,709 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Seize the opportunity to own this impeccably maintained, better-than-new 4-bedroom, 2.5-bath home with an office and game room in exclusive Vista Vera. Offering the best value in the neighborhood, this residence shines with striking curb appeal, modern upgrades, and a prime location backing onto a serene, treed green space. Inside, elegant luxury vinyl plank floors set the tone for a modern and inviting interior. The kitchen is a chef's dream, featuring sleek granite countertops, white shaker cabinets, a deep single-basin sink, SS appliances, and a large eat-in breakfast bar. You'll love the included refrigerator, washer, and dryer. Custom pantry shelving keeps your kitchen organized. The open-concept floor plan is perfect for entertaining, with seamless transitions between kitchen, dining, and living areas. The primary bedroom is a tranquil retreat with vaulted ceilings, custom paint, and a cozy fireplace enhancing the relaxing ambiance. Its en-suite bathroom is a true haven, complete with a deep soaking tub, a separate walk-in shower, upgraded lighting, and stylish vanity mirrors with medicine cabinets. Upstairs, you'll find a spacious game room, three other bedrooms, a full bathroom, and a large bonus storage room, meeting all your family needs. Enjoy unwinding on the expansive deck, where you can savor the privacy of the lush view and glimpse the Teravista Golf Course on the horizon. Host memorable gatherings with ease, thanks to your new Green Egg grill. Exterior trim lighting along the home can be customized at a touch. The energy-efficient spray foam insulation enhances comfort while the immaculate condition reflects meticulous care. This is a rare chance to own an exceptional home in Vista Vera. Don't miss it!
Source: ACTRIS #4316076
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: ACTRIS #4316076
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.