208 Paradise Marsh Cir, Brunswick, GA 31525
3 beds · 2 baths · 1,764 sqft
Seller's are HIGHLY MOTIVATED and are installing a brand new HVAC system AND offering a 1 year home warranty (along with this great new price!) to this charming Tabby Raised Ranch, where marsh breezes and modern comforts blend seamlessly. No HOA, a very low and transferrable flood insurance policy of $468.00 annually, brand new wood fencing, the roof was installed in 2016, new window blinds & updated (2018) Anderson double pane windows make this a wonderful & worry free move in ready home! An inviting deck on the main level greets you warmly and extends your entertaining and living space in this coastal home that highlights and applauds the beauty and ease of an open living concept. The living room feels light, bright and open with a raised ceiling, crown moulding, tile flooring throughout the home and there's loads of natural light spilling in.The heart of the home features generous cabinetry, plenty of work space, tumbled travertine counters and a wonderful breakfast/dining/wine bar; ideal for casual meals or gathering with friends. There are two lovely guest rooms; laundry is conveniently located across the hall and the spacious primary bedroom with en suite bathroom is a welcome respite at the end of a long day; kick your shoes off & unwind! Dual vanities, glassed walk in shower and a wonderful walk in closet further along that feeling of being in your own peaceful sanctuary. Downstairs, you'll find a large living space that's perfect for a variety of uses-whether you envision it as a movie room, crafts haven, or home gym, the choice is yours! This space would be seriously ideal for hosting the Super Bowl, movie nights or Bridgerton watch parties! There's plenty of space to work with and a great flow, two separate doorways lead out to the back yard, one is through the storage area (which is in abundance) and the other is through the screened porch; offering a great spot to unwind. A tankless water heater that runs off of propane is serviced by Branch and the septic system was inspected and pumped within the year. Come see this charming home in the beloved neighborhood of Belle Point; tree lined streets & yards, neighbors out walking their dogs and an absolutely ideal & convenient location to all ( across the street from The Brunswick Country Club)..we think you'll love it and want to call it home.
Source: GAMLS #10358131
Source: GAMLS #10358131
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10358131
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.